Workers’ compensation has been in effect in the New Jersey since 1911. Thought of as pioneers and champions of the working population, New Jersey found that prior legal battles regarding workplace injuries were unfair to the injured individual. Historically, if a worker was injured, they would have to sue his or her employers for negligence. The process took many years and created an almost impossible road for the worker, financially and physically. Since then, The New Jersey worker’s compensation program has made a partnership between the government, industry, and labor, protecting both the worker and the employer. Workers’ compensation is a “no-fault” insurance program that provides medical benefits, temporary total benefits, permanent partial benefits, and permanent total benefits to workers injured because of work injuries. It also provides death benefits when a worker is killed on the job. If you have an issue related to workers compensation, you need to consider your legal options. The Mark Law Firm, LLC is ready to assess your situation, guide you through your options, and ensure that your rights are met.
Workers’ compensation is a “no-fault” insurance program. Regardless of who was at fault, an injured employee will receive benefits after a work-related injury. In exchange for the coverage, the employee cannot bring a lawsuit to his or her employer for pain and suffering or any other damages. This is not the case if the employee is found to have intentionally injured themselves. To answer the historical disservice to employees facing work injury issues, these benefits are fair and timely.
If you are injured on the job, notify your employer as soon as possible. Though your employer may not be available, you are able to notify your supervisor, personnel office, or anyone else in authority at your job. If you need medical attention, the request should be made to your employer as soon as possible. In regard to medical treatment, under the law, the employer and insurance carrier can select the medical professional to treat the worker’s work-related injury.
Your employer is obligated to notify the insurance carrier immediately so that a First Report of Injury can be filed with the state. The workers’ compensation insurance carrier will evaluate the claim and determine if it is covered under the law. The insurance carrier will investigate the matter, interviewing the injured worker, employer, and medical professional. If the claim is accepted, the insurance carrier will direct the worker to an authorized medical professional. If the time out of work lasts for more than 7 days, the insurance carrier will provide the injured worker temporary disability benefits during the period of rehabilitation. When the worker reaches maximum medical improvement or within 26 weeks, the insurance carrier will submit a form called the Subsequent Report of Injury.
The Mark Law Firm, LLC is proud to be a legal resource for the people of New Jersey regarding workers’ compensation matters. If you are in a dispute, we can help you file a formal complaint petition or an application for an informal hearing with the Division of Workers’ Compensation. Disputes may vary, but include whether the injury was work-related, the type and extent of medical treatment and other benefits. If you need a law firm with experience and skill, contact The Mark Law Firm, LLC to represent your interests and ensure that your rights are covered under the law.